Definition: The insurance "without medical exam" refers to a procedure or service that is not performed under direct supervision or medical examination by a doctor. This type of service often involves medical procedures such as X-rays, CT scans, MRI's, lab tests, or imaging studies, but without having a doctor present in the physical examination setting. For instance, an insurance company may offer services like cosmetic surgery where they don't conduct a full-body physical exam, just the procedure. Similarly, an online insurance plan might cover some medical procedures (like dental fillings) that are not covered by traditional health insurance plans or physical exams. In terms of medical terminology, "insurance without medical exam" is a less common term and often doesn't have specific definitions in medical literature or commonly used medical terminology in clinical practice. It's more akin to the concept of an insurance policy that covers services but doesn't perform the actual procedures. However, if someone were to say they had an insurance policy covering "insurance without medical exam," it could mean they are covered under a non-medical, non-invasive service and don't require a full-body physical examination before receiving treatment.
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